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How to choose a business bank account

Choosing the right business bank account is critical, yet with so many choices and confusing information, it's become harder than ever.

On this page, intellist breaks down the best bank accounts of 2022, combining all complex data into one simple table. 

We look closely at reviews - what is the experience of actual users of the account. 

Uniquely, we also estimate the actual monthly cost of using the account, based on typical usage. This can vary massively from provider to provider, especially for international payments. 

Finally, we offer exclusive discounts you won't find anywhere else - like 50% off Revolut Business for the first year!

We show 8 of the best UK business accounts below, and are adding more accounts, more products and more countries soon. 

8 best business bank accounts for 2022

#

1

Great all rounder & service

#

2

Growth, international & feature rich

#

3

For new-start-ups

#

4

Simple, domestic start-ups

#

5

Larger and international businesses

#

6

No credit check & cashback

#

7

Day-to-day banking & cashback

#

8

Full banking & international product suite

Top picks

Filters:
Top picks
Logo Design

Starling Business Current Account

Monthly fee

Free

Typical monthly cost

£0

Customer reviews

9/10

Overdraft

Great all round account for start-up and smaller companies, strong service and overdrafts

UK bank transfers

Free

Logo Design

Revolut Free

Monthly fee

Free

Typical monthly cost

£16

Customer reviews

9/10

Overdraft

X

Most advanced feature set including virtual cards, suitable for all sizes of company, very strong international payments

UK bank transfers

5 free, then 20p

Logo Design

Tide Free

Monthly fee

Free

Typical monthly cost

£6

Customer reviews

8/10

Overdraft

X

Quick set-up, cost effective, free company registration

UK bank transfers

5 free, then 20p

Logo Design

Monzo Lite

Monthly fee

Free

Typical monthly cost

£0

Customer reviews

9/10

Overdraft

X

Great starter account for from a trusted brand with strong service reputation. Soletraders and Limited companies

UK bank transfers

Free

Logo Design

Barclays Start-up: e-payments

Monthly fee

£8.50

Typical monthly cost

£15

Customer reviews

4/10

Overdraft

Suited to larger and international businesses with full suite of banking services. Generous loyalty cashback.

UK bank transfers

Free

Logo Design

Virgin Money M Account

Monthly fee

Free

Typical monthly cost

£8

Customer reviews

4/10

Overdraft

Suited to start-ups with overdraft and cashback on card spend

UK bank transfers

Free

Logo Design

Cashplus Extra

Monthly fee

£9.00

Typical monthly cost

£21

Customer reviews

8/10

Overdraft

X

Good starter account with basic functionality and quick sign-up process. No credit checks

UK bank transfers

10 free, then 30p

Logo Design

HSBC Kinetic

Monthly fee

£6.50

Typical monthly cost

£28

Customer reviews

4/10

Overdraft

Full range of domestic banking for businesses getting started; Free for 12 months

UK bank transfers

Free

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