We rank business bank accounts based on estimated monthly cost, customer reviews, and product features. We have launched with 8 of the most popular UK business bank accounts and will add more soon. 

 

 Estimated monthly cost  is based on publicly available fees and typical account usage for:

Start-ups:

• 20 domestic payments of £500

• 4 x ATM of £150 (2 x domestic, 2 x international)

• Card spend: £1,000 domestic, £250 international 

 

Start-ups with international:

• 20 domestic payments of £500

• 10 x international payments of £1,000 (6 x SEPA, 4 x SWIFT)

• 10 x ATM of £150 (4 x domestic, 6 x international)

• Card spend: £2,000 domestic, £1,000 international 

 

SME:

• 100 domestic payments of £1,000

• 16 x international payments of £2,000 (10 x SEPA, 6 x SWIFT)

• 30 x ATM of £150 (10 x domestic, 20 x international)

• Card spend: £5,000 domestic, £2,500 international 

 

The cost shown is only an estimate and a guide, and will vary based on actual usage. Intellist accepts no responsibility or liability for variations in cost from those shown as a guide.

 

In future we will provide calculators for customers to tailor their expected usage and more accurately estimate cost. 

 

Customer reviews is an average of verified trust pilot ratings and latest overall rating from the latest Competition and Markets Authority report on UK Bank service levels. Both are normalised and round from one to ten. For providers not featured on the CMA report, the trust pilot rating is used, normalised out of ten and rounded.

Product features are based on our assessment of the overall utility of the account, in terms of eligibility and number of meaningful features.